/* Telephone Chat Guide — editorial reference look. Light, trustworthy, answer-first. */
:root{
  --paper:#faf8f3; --paper2:#f2eee4; --card:#ffffff; --ink:#1b1a22; --ink2:#3d3b47;
  --mut:#6a6675; --line:#e6e0d3; --line2:#d9d2c2;
  --accent:#0f6e63; --accent2:#12857a; --accent-soft:#e4f1ee; --gold:#b6862c; --gold-soft:#f6efdd;
  --link:#0d6a60; --shadow:0 1px 2px rgba(27,26,34,.05),0 6px 22px rgba(27,26,34,.06);
  --radius:14px; --wrap:1080px; --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);
  font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 22px}
a{color:var(--link);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;color:var(--ink);line-height:1.2;letter-spacing:-.01em}

/* top notice */
.notice{background:var(--ink);color:#efe9dc;font-size:12.5px;text-align:center;padding:7px 14px;letter-spacing:.02em}
.notice b{color:#fff}

/* header */
header.site{position:sticky;top:0;z-index:40;background:rgba(250,248,243,.86);
  backdrop-filter:saturate(160%) blur(10px);border-bottom:1px solid var(--line)}
/*.nav{display:flex;align-items:center;gap:18px;height:64px}*/
.nav{display:flex;gap:20px;align-items:center;flex-wrap:wrap}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 5px}
.bar img{height:38px;width:auto}
.brand{display:flex;align-items:center;gap:9px;font-family:var(--serif);font-weight:600;font-size:20px;color:var(--ink)}
.brand:hover{text-decoration:none}
.brand .mk{width:30px;height:30px;border-radius:8px;display:grid;place-items:center;
  background:linear-gradient(135deg,var(--accent),var(--accent2));color:#fff;font-size:16px;font-family:var(--sans)}
.brand .gd{color:var(--accent)}
.navlinks{margin-left:auto;display:flex;align-items:center;gap:22px}
.navlinks a{color:var(--ink2);font-size:14.5px;font-weight:500}
.navlinks a:hover{color:var(--accent);text-decoration:none}
.navlinks a.pill{background:var(--ink);color:#fff;padding:8px 15px;border-radius:999px;font-weight:600}
.navlinks a.pill:hover{background:var(--accent)}
/*.menutoggle{display:none}*/
.menutoggle{display:none;background:none;border:0;color:var(--gold2);font-size:26px;cursor:pointer}

/* hero */
.hero{padding:10px 0 40px;border-bottom:1px solid var(--line);
  background:radial-gradient(1100px 400px at 82% -10%,var(--accent-soft),transparent 60%)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:600;
  text-transform:uppercase;letter-spacing:.11em;color:var(--accent);background:var(--accent-soft);
  padding:6px 13px;border-radius:999px}
h1.big{font-size:clamp(34px,5.4vw,54px);margin:20px 0 0;max-width:16ch}
.hero .lead{font-size:20px;color:var(--ink2);max-width:60ch;margin:18px 0 0}
.searchrow{margin-top:26px;display:flex;flex-wrap:wrap;gap:10px}
.searchrow a{background:var(--card);border:1px solid var(--line2);border-radius:999px;
  padding:8px 15px;font-size:14px;color:var(--ink2);font-weight:500}
.searchrow a:hover{border-color:var(--accent);color:var(--accent);text-decoration:none}

/* sections */
.band{padding:56px 0}
.band.alt{background:var(--paper2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.kicker{font-size:12.5px;font-weight:700;text-transform:uppercase;letter-spacing:.12em;color:var(--accent);margin:0 0 8px}
h2.sec{font-size:clamp(26px,3.4vw,36px);margin:0 0 10px;max-width:22ch}
.sub{font-size:18px;color:var(--mut);max-width:62ch;margin:0 0 26px}

/* grids + cards */
.grid{display:grid;gap:18px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:22px;box-shadow:var(--shadow);transition:transform .15s,box-shadow .15s,border-color .15s}
a.card:hover{transform:translateY(-3px);box-shadow:0 10px 30px rgba(27,26,34,.09);border-color:var(--line2);text-decoration:none}
.card h3{font-size:19px;margin:0 0 7px}
.card p{margin:0;color:var(--ink2);font-size:15px}
.card .ic{font-size:22px;display:block;margin-bottom:12px}
.card .arw{color:var(--accent);font-weight:600;font-size:14px;margin-top:12px;display:inline-block}
/*.card.lift{border-left:3px solid var(--accent)}*/

/* answer-first callout — the box designed for AI extraction */
.answerbox{background:var(--card);border:1px solid var(--line2);border-left:4px solid var(--accent);
  border-radius:12px;padding:20px 22px;margin:22px 0;box-shadow:var(--shadow)}
.answerbox .lab{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.11em;color:var(--accent);margin:0 0 6px}
.answerbox p{margin:0;font-size:18px;color:var(--ink);line-height:1.55}

/* article / prose */
.article,.prose{max-width:none}
.layout{display:grid;grid-template-columns:1fr 240px;gap:48px;align-items:start}
.article{font-size:17.5px;color:var(--ink2)}
.article h2{font-size:27px;margin:38px 0 12px;padding-top:6px}
.article h3{font-size:21px;margin:26px 0 8px}
.article p{margin:0 0 15px}
.article ul,.article ol{margin:0 0 16px;padding-left:22px}
.article li{margin:0 0 8px}
.article .lead{font-size:20px;color:var(--ink);margin-bottom:22px}
.article a{border-bottom:1px solid rgba(15,110,99,.3)}
.article a:hover{border-color:var(--accent);text-decoration:none}
.prose{font-size:16.5px;color:var(--ink2)}
.prose h2{font-size:22px;margin:28px 0 10px}
.prose p{margin:0 0 13px}
.upd{color:var(--mut);font-size:14px;font-style:italic}

/* TOC sidebar */
.toc{position:sticky;top:88px;font-size:14px;border-left:2px solid var(--line);padding-left:16px}
.toc p{font-weight:700;color:var(--ink);text-transform:uppercase;letter-spacing:.08em;font-size:11.5px;margin:0 0 10px}
.toc a{display:block;color:var(--mut);padding:4px 0}
.toc a:hover{color:var(--accent);text-decoration:none}

/* page head + breadcrumbs */
.pagehead{padding:40px 0 8px;border-bottom:1px solid var(--line);background:var(--paper)}
.crumbs{font-size:13.5px;color:var(--mut);margin:0 0 12px}
.crumbs a{color:var(--mut)}.crumbs a:hover{color:var(--accent)}
.pagehead h1{font-size:clamp(30px,4.4vw,44px);margin:0;max-width:20ch}
.pagehead .dek{font-size:19px;color:var(--ink2);margin:14px 0 20px;max-width:60ch}

/* FAQ accordions */
.faq{border:1px solid var(--line);border-radius:12px;background:var(--card);margin:0 0 10px;overflow:hidden}
.faq summary{cursor:pointer;padding:16px 46px 16px 18px;font-weight:600;color:var(--ink);
  font-size:16.5px;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);
  font-size:22px;color:var(--accent);font-weight:400;line-height:1}
.faq[open] summary::after{content:"\2013"}
.faq summary:hover{color:var(--accent)}
.faq .ans{padding:0 18px 17px;color:var(--ink2);font-size:15.5px;line-height:1.6}
.faq .ans a{color:var(--link)}
.faqgroup{margin:0 0 34px;scroll-margin-top:80px}
.faqgroup h3{font-size:22px;margin:0 0 14px;padding-bottom:8px;border-bottom:2px solid var(--line)}

/* comparison table */
.ctable{width:100%;border-collapse:collapse;margin:22px 0;font-size:15.5px;background:var(--card);
  border:1px solid var(--line);border-radius:12px;overflow:hidden}
.ctable th,.ctable td{padding:13px 15px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.ctable thead th{background:var(--paper2);font-family:var(--sans);font-weight:700;font-size:13px;
  text-transform:uppercase;letter-spacing:.04em;color:var(--ink)}
.ctable tbody tr:last-child td{border-bottom:none}
.ctable td:first-child{font-weight:600;color:var(--ink)}
.ctable .yes{color:var(--accent);font-weight:700}
.ctable .no{color:#b04a3a;font-weight:600}

/* category chips index */
.chips{display:flex;flex-wrap:wrap;gap:9px;margin:18px 0 30px}
.chips a{background:var(--card);border:1px solid var(--line2);border-radius:999px;padding:7px 15px;
  font-size:14px;font-weight:500;color:var(--ink2)}
.chips a:hover{border-color:var(--accent);color:var(--accent);text-decoration:none}

/* stat / trust row */
.trust{display:flex;flex-wrap:wrap;gap:26px;margin-top:30px;padding-top:22px;border-top:1px solid var(--line)}
.trust span{font-size:14.5px;color:var(--mut)}
.trust b{color:var(--ink);font-weight:700}

/* CTA slot (neutral placeholder in pure-guide mode) */
.ctaslot{background:linear-gradient(135deg,var(--ink),#2a2836);color:#efe9dc;border-radius:var(--radius);
  padding:34px 30px;text-align:center;margin:8px 0}
.ctaslot h2{color:#fff;font-size:26px;margin:0 0 8px}
.ctaslot p{color:#cfc9bc;margin:0 auto;max-width:52ch}
.ctaslot .btn{margin-top:18px}
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--sans);font-weight:600;
  border-radius:999px;padding:12px 22px;font-size:15px;cursor:pointer;transition:all .15s;border:1px solid transparent}
.btn-primary{background:var(--accent);color:#fff}
.btn-primary:hover{background:var(--accent2);text-decoration:none}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line2)}
.btn-ghost:hover{border-color:var(--accent);color:var(--accent);text-decoration:none}
.btn-lg{padding:14px 26px;font-size:16px}
.ctaslot .btn-ghost{color:#fff;border-color:rgba(255,255,255,.3)}
.ctaslot .btn-ghost:hover{border-color:#fff;color:#fff}
.ctaslot .ctafine{font-size:12.5px;color:#a7a294;margin-top:14px;max-width:60ch}
/* soft (factual bridge) CTA — low-key, for top-funnel / info pages */
.ctaslot.soft{background:var(--card);color:var(--ink2);border:1px solid var(--line2);
  border-left:4px solid var(--accent);text-align:left;padding:22px 24px}
.ctaslot.soft .lab{font-size:11.5px;font-weight:700;text-transform:uppercase;letter-spacing:.11em;color:var(--accent);margin:0 0 6px}
.ctaslot.soft p{color:var(--ink2);margin:0;max-width:64ch;font-size:16.5px;line-height:1.55}
.ctaslot.soft .ctatel,.ctaslot .ctatel{color:var(--accent);font-weight:700;white-space:nowrap}
/* featured-line strip in footer */
.featured{margin:26px 0 0;font-size:14px;color:#cfc9bc}
.featured b{color:#fff}
.featured a{color:#5fc8bb;font-weight:700;white-space:nowrap}
.featured span{color:#8a857b}

/* related links */
.related{display:flex;flex-wrap:wrap;gap:10px;margin-top:8px}
.related a{font-size:14.5px;background:var(--accent-soft);color:var(--accent);padding:7px 14px;border-radius:999px;font-weight:500}
.related a:hover{background:var(--accent);color:#fff;text-decoration:none}

/* footer */
footer.site{background:var(--ink);color:#c9c3b6;padding:52px 0 30px;font-size:14.5px}
footer.site .fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px}
footer.site h4{color:#fff;font-family:var(--sans);font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin:0 0 13px}
footer.site ul{list-style:none;margin:0;padding:0}
footer.site li{margin:0 0 8px}
footer.site a{color:#c9c3b6}
footer.site a:hover{color:#fff}
footer.site .brand{color:#fff}
footer.site .tag{color:#948e83;max-width:34ch;margin:12px 0 0;font-size:14px}
.fbot{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;margin-top:34px;
  padding-top:20px;border-top:1px solid #34313d;color:#8a857b;font-size:13px}
.age{background:#34313d;color:#efe9dc;border-radius:5px;padding:1px 7px;font-weight:700;font-size:12px}

/* ---- top nav dropdown menu ---- */
.nav-toggle{position:absolute;opacity:0;pointer-events:none;width:0;height:0}
.nav-burger{display:none}
.nav-dd{position:relative}
.nav-dd summary{list-style:none;cursor:pointer;font-family:var(--sans);font-size:14.5px;font-weight:600;color:var(--ink2);display:inline-flex;align-items:center;gap:5px}
.nav-dd summary::-webkit-details-marker{display:none}
.nav-dd summary::after{content:"\25be";font-size:11px;opacity:.65}
.nav-dd summary:hover,.nav-dd[open]>summary{color:var(--accent)}
.nav-dd-menu{position:absolute;top:calc(100% + 14px);left:50%;transform:translateX(-50%);min-width:214px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 14px 44px rgba(15,23,42,.16);padding:8px;display:flex;flex-direction:column;gap:2px;z-index:60}
.nav-dd-menu a{padding:9px 14px;border-radius:9px;font-size:14px;font-weight:600;color:var(--ink);white-space:nowrap}
.nav-dd-menu a:hover{background:var(--surface);color:var(--brand)}
.nav-dd-menu .dd-all{border-top:1px solid var(--line);margin-top:4px;padding-top:11px;color:var(--brand)}

@media screen and (max-width:860px){
  .layout{grid-template-columns:1fr}.toc{display:none}
  .g3,.g4{grid-template-columns:1fr}
  .navlinks{display:none}
	/*.nav{display:none;position:absolute;top:62px;left:0;right:0;background:#0d070d;
flex-direction:column;padding:14px 20px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .menutoggle{display:block}*/
	footer.site .fgrid{display:block;/*grid-template-columns:1fr 1fr*/padding:10px 5px}
	footer.site h4{margin:20px 0 13px}
	.hero{padding:5px 0 30px}
	.nav-burger{display:flex;flex-direction:column;justify-content:center;gap:5px;width:32px;height:32px;cursor:pointer;margin-left:auto;margin-right:14px}
  .nav-burger span{display:block;height:2.5px;width:23px;background:var(--ink);border-radius:2px;transition:.22s}
  .nav-toggle:checked ~ .nav-burger span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
  .nav-toggle:checked ~ .nav-burger span:nth-child(2){opacity:0}
  .nav-toggle:checked ~ .nav-burger span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
  .navlinks{display:none;position:absolute;top:66px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 16px 34px rgba(15,23,42,.12);padding:8px 22px 18px}
  .nav-toggle:checked ~ .navlinks{display:flex}
  .navlinks>a{padding:13px 4px;border-bottom:1px solid var(--line)}
  .nav-dd{width:100%}
  .nav-dd summary{padding:13px 4px;border-bottom:1px solid var(--line);justify-content:space-between}
  .nav-dd-menu{position:static;transform:none;box-shadow:none;border:none;background:var(--surface);border-radius:10px;margin:6px 0 10px;min-width:0}
}

@media screen and (max-width: 768px) {
  .navlinks {
    position: fixed;
    top: 70px; /* adjust to your header height */
    left: 0;
    right: 0;
    max-height: calc(100dvh - 70px);
    overflow-y: auto;
    overflow-x: hidden;
    -webkit-overflow-scrolling: touch;
    overscroll-behavior: contain;
    padding-bottom: 30px;
  }

  .navlinks details {
    width: 100%;
  }

  .nav-dd-menu {
    position: static;
    width: 100%;
  }
}
  
@media screen and (max-width:560px){
  body{font-size:14px}
  .g2,.g3,.g4{grid-template-columns:1fr}
	/*.nav{display:none;position:absolute;top:62px;left:0;right:0;background:#0d070d;
flex-direction:column;padding:14px 20px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .menutoggle{display:block}*/
  footer.site .fgrid{display:block;/*grid-template-columns:1fr*/ padding:10px 5px}
	footer.site h4{margin:20px 0 13px}
    .nav-burger{display:flex;flex-direction:column;justify-content:center;gap:5px;width:32px;height:32px;cursor:pointer;margin-left:auto;margin-right:14px}
  .nav-burger span{display:block;height:2.5px;width:23px;background:var(--ink);border-radius:2px;transition:.22s}
  .nav-toggle:checked ~ .nav-burger span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
  .nav-toggle:checked ~ .nav-burger span:nth-child(2){opacity:0}
  .nav-toggle:checked ~ .nav-burger span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
  .navlinks{display:none;position:absolute;top:66px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 16px 34px rgba(15,23,42,.12);padding:8px 22px 18px}
	.navlinks {
    position: fixed;
    top: 70px; /* adjust to your header height */
    left: 0;
    right: 0;
    max-height: calc(100dvh - 70px);
    overflow-y: auto;
    overflow-x: hidden;
    -webkit-overflow-scrolling: touch;
    overscroll-behavior: contain;
    padding-bottom: 30px;
  }
  .nav-toggle:checked ~ .navlinks{display:flex}
  .navlinks>a{padding:13px 4px;border-bottom:1px solid var(--line)}
	.nav-dd{width:100%}
  .nav-dd summary{padding:13px 4px;border-bottom:1px solid var(--line);justify-content:space-between}
  .nav-dd-menu{position:static;transform:none;box-shadow:none;border:none;background:var(--surface);border-radius:10px;margin:6px 0 10px;min-width:0}
  .hero{padding:5px 0 30px}
}

@media screen and (max-width:360px){
  body{font-size:14px}
  .g2,.g3,.g4{grid-template-columns:1fr}
	/*.nav{display:none;position:absolute;top:62px;left:0;right:0;background:#0d070d;
flex-direction:column;padding:14px 20px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .menutoggle{display:block}*/
  footer.site .fgrid{display:block;/*grid-template-columns:1fr*/ padding:10px 5px}
	footer.site h4 {margin: 20px 0 13px}
    .nav-burger{display:flex;flex-direction:column;justify-content:center;gap:5px;width:32px;height:32px;cursor:pointer;margin-left:auto;margin-right:14px}
  .nav-burger span{display:block;height:2.5px;width:23px;background:var(--ink);border-radius:2px;transition:.22s}
  .nav-toggle:checked ~ .nav-burger span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
  .nav-toggle:checked ~ .nav-burger span:nth-child(2){opacity:0}
  .nav-toggle:checked ~ .nav-burger span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
  .navlinks{display:none;position:absolute;top:66px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 16px 34px rgba(15,23,42,.12);padding:8px 22px 18px}
  .nav-toggle:checked ~ .navlinks{display:flex}
  .navlinks>a{padding:13px 4px;border-bottom:1px solid var(--line)}
	.nav-dd{width:100%}
  .nav-dd summary{padding:13px 4px;border-bottom:1px solid var(--line);justify-content:space-between}
  .nav-dd-menu{position:static;transform:none;box-shadow:none;border:none;background:var(--surface);border-radius:10px;margin:6px 0 10px;min-width:0}
  .hero{padding:5px 0 30px}
}